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Do you ever feel like you simply can’t catch a break? Maybe someone cuts you off in traffic or your boss gives you negative feedback. Do you sometimes find yourself feeling negative or cynical? Of course, we all experience these feelings from time to time. However, ongoing negativity can contribute to depression, which has been … Continued
Your health insurance member identification (ID) card is more than just a piece of plastic (or a digital image on your phone)—it’s your passport to healthcare. It serves as proof of coverage and contains the vital information providers need to bill accurately and verify your benefits. Because these cards are packed with abbreviations and strings … Continued
Several important employee benefits and payroll compliance deadlines are approaching this fall. Employers should review the requirements now and build these dates into their open enrollment, reporting and payroll calendars. Oct. 2: ICHRA and QSEHRA Notices Employers offering an Individual Coverage Health Reimbursement Arrangement (ICHRA)—also referred to here as a CHOICE Arrangement—or a Qualified Small … Continued
All of us online have probably experienced this same panic: your screen displays a pop-up warning saying your device is infected with viruses. Some of us have probably received a phone call from someone claiming to be from “technical support” who says they need immediate access to your computer. Both are common types of a … Continued
Employee benefits are one of the largest investments organizations make in their people. Yet, simply offering a strong benefits package doesn’t guarantee a strong return on that investment. The organizations that get the best return on their benefits spend understand that benefits are more than a line item on the budget. They are a tool … Continued
Navigating Seasonal Allergies: A Guide to Managing Seasonal Pollen Through the Year Millions of Americans experience seasonal allergies annually, facing disruptions from symptoms like sneezing, congestion, itchy eyes, coughing, and fatigue triggered by plant pollens. These airborne particles are categorized on a five-tier intensity scale spanning from low and moderate to high and peak. Although … Continued
IRS Releases Pay-or-Play Affordability Percentage for 2027 On July 21, 2026, the IRS released Revenue Procedure 2026-26 to index the contribution percentage in 2027 for determining the affordability of an employer’s health plan under the Affordable Care Act (ACA). For plan years beginning in 2027, employer-sponsored coverage will be considered affordable under the ACA’s … Continued
As summer turns to fall, a few simple habits can help protect your energy, mood, and routine through the shorter, colder days ahead. The transition from summer to fall can feel refreshing but often disrupts routines. Shorter days and colder weather reduce exposure to sunlight, which may affect circadian rhythms, energy, and mood. This can … Continued
Cancer has evolved into a persistent and complex challenge that demands a proactive approach rather than a reactive one. With more employees being diagnosed at younger ages and the cost of advanced treatments accelerating, cancer has solidified its position as a primary driver of healthcare spending for organizations. According to the Business Group on Health’s … Continued
An FSA is an employer-sponsored, tax-advantaged savings account. It allows you to set aside “pre-tax” money—meaning the money is taken out of your paycheck before taxes are calculated—to pay for out-of-pocket healthcare and dependent-care expenses. The Bottom Line: Because you aren’t paying taxes on this money, you effectively lower your taxable income and increase your … Continued