What You Need to Know: How COVID-19 Could Impact Your Clients’ Insurance | VA Employee Benefits Consultants

As the COVID-19 pandemic worsens and becomes increasingly widespread, you will likely be facing more and more questions from your clients regarding business continuity planning. COVID-19 has already led to huge business interruptions, supply chain issues and liability concerns—all of which can open your clients up to claims. Employers, no matter their industry or size, … Continued

Pet Insurance | Virginia Benefits Advisors

We’ve all heard the saying “A dog is a man’s best friend” and we know it’s true! Pets give us unconditional love, companionship, and joy. But, are we willing to pay the price when a hefty vet bill comes along? Pet insurance may help you stomach that unexpected emergency room charge due to Fluffy’s uncanny … Continued

4 Things Life Insurance Is Not | VA Employee Benefits Agency

Are you confused about life insurance? I don’t blame you. When I first started writing about finances more than a decade ago, my understanding of life insurance was limited. I knew about life insurance because it was offered through my employer, and I thought a $50,000 policy was a lot of money. I also recognized … Continued

Looking Backward to Plan Forward | Virginia Insurance Agency

As you look through enrollment options for 2019, remember to look back on 2018. Check out your spending on procedures and prescriptions, and which providers are in your network. This short video will give you some tips on how to plan forward for 2019.

Medicare Part D Notices Due Oct. 15 | Virginia Benefit Advisors

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans … Continued

Ask the Experts: FSA Limits | Virginia Benefits Agents

Question: Our company offers flexible spending accounts (FSAs) for health care and dependent daycare. Our plan limits are the maximum amounts allowed by federal law. Will the IRS increase the limits for 2019? We hold open enrollment in November for employees to make their FSA elections for the following year. Answer: The maximum annual limits … Continued

9 Reasons Why Stay-at-Home Parents Need Life Insurance | VA Benefit Brokers

You’re probably already aware that a parent with a job outside the house most likely needs life insurance to protect their loved ones in case something were to happen. But it’s not just breadwinners who need coverage—stay-at-home parents do, too. Here are nine reasons why. 1. To replace the value of their labor. Stay-at-home parents … Continued

Look Backward to Plan Forward | VA Benefits Agency

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your … Continued